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Bank Jobs – Bank Recruitment | Govt. Jobs in Bank

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About Bank Jobs


Banks are considered the backbone of a country’s economy. It’s truer for a developing country like India. Indian Banking system is very strong. In common language, we can say A bank is a financial institution that accepts deposits from the public and creates credit. Banks in India are not only strong but are also growing fast. According to studies. The banking sector is one of the fastest growing sectors in the country. This growth has brought many opportunities. The largest bank and the oldest still in existence is the State Bank of India (S.B.I). It originated as the Bank of Calcutta in June 1806. In 1809, it was renamed as the Bank of Bengal.  Reserve Bank of India is the central bank and Supreme Monitory Authority for all banks in India. The Reserve Bank of India was established in 1935.  In 1969 to 1980 the Indian government nationalized 20 major private banks and these nationalized banks are the majority of lenders in the Indian economy.  They dominate the banking sector because of their large size and widespread networks. The Indian banking sector is broadly classified into scheduled banks and non-scheduled banks. The IT revolution has had a great impact on the Indian banking system. The use of computers has led to the introduction of online banking in India. The use of computers in the banking sector in India has increased many folds after the economic liberalization of 1991 as the country’s banking sector has been exposed to the world’s market. Indian banks were finding it difficult to compete with the international banks in terms of customer service, without the use of information technology. Punjab National Bank, Bank of Baroda, Canara Bank, Central Bank of India, Oriental Bank of Commerce, Syndicate Bank, Corporation Bank are some major banks in India and also working in overseas.


Banking system plays a very significant role in the economy of a country. It is central to a nation’s economy as it caters to the needs of credit for all the sections of the society. Money-lending in one form or the other has evolved along with the history of mankind. India is not only the world’s largest independent democracy but also an emerging economic giant. Without a sound and effective banking system, no country can have a healthy economy. For the past three decades, India’s banking system has several outstanding achievements to its credit. It is no longer confined to only the metropolitans, but have reached even to the remote corners of the country. This is one of the reasons of India’s growth process.


Banking is one of the most important career choices among students because it is well paid, secure and high-status career.After 12th Standard students choose commerce stream to be a part of the banking sector. As most of the recruitments in clerical cadre in public sector banks are made state-wise, the candidate applying for the post in a particular State is expected to be proficient in the language of the State. Proficiency means knowing to read, write, speak and understand the language. The structure of written examination may differ from bank to bank. To qualify in the written test the candidate should pass in each of the objective tests separately with required minimum qualifying marks. It is also necessary that the candidate obtains a certain percentage of marks to be eligible for moving to next stage of selection. Graduates with commerce/economics are desirable candidates but anyone from any stream can enter into this service by qualifying the exams conducted by banks. Private sector/Foreign Banks prefer to take MBAs, CAs, CFAs etc at junior positions through Campus recruitment and interviews.

Roles and Skills

Besides performing the usual commercial banking functions, banks in developing countries play an effective role in their economic development. Banks help in overcoming many obstacles and promoting the economic development of peoples in the country. Some major roles of banks in India are:

  1. Banks help in mobilizing savings through the network of branch banking. People in developing countries have low incomes but the banks induce them to save by introducing the variety of deposit schemes to suit the needs of individual depositors.
  2. Banks finance the industrial sector in a number of ways. They provide short-term, medium-term and long-term loans to industry.
  3. Banks help in financing both internal and external trade. The banks provide loans to retailers and wholesalers to stock goods in which they deal.
  4. banks help the large agricultural sector in developing countries in a number of ways by providing loans.
  5. banks advance loans to consumers for the purchase of such items as houses, scooters, fans, refrigerators, etc and it helps in raising the standard of living of the people.
  6. Banks provide loans for the education of young person’s studying in engineering, medical and other vocational institutes of higher learning.
  7. Banks help the economic development of a country by faithfully following the monetary policy of the central bank.

Types of Bank

The banks in India can be categorized as following.

  1. Commercial Banks: The major role of the commercial banks is to enable businesses and entrepreneurs with the financial services. Commercial banks are further categorized into the following.
    (a).Private Sector Banks
    (b).Public Sector Banks
    (c).Regional Banks
  2. Co-operative Banks: Co-operative banks mostly benefit the rural people like farmers, small scale industries etc. These are controlled and managed by the co-operative societies. These can be further categorized into
    (a).State co-operative Banks
    (b).Central co-operative Banks
    (c).Primary Agriculture Credit societies
  3. Investment Banks and specialized banks: These provide financial assistance to its customers and provide necessary support for foreign exchange, sales of equities, foreign trading etc. to its customers.


The banking sector in India is gearing itself and there are much more private banks to come in the near future. All of these bring in huge career opportunities for those who aspire to become future bankers. Public sector banks in India employ more than 7 lakh people at present. Of these, a large number of people will be retiring in next 5-6 years. To fill this gap and to take up the growing business the Banks are on a recruiting spree as can be seen in media and from vacancy announcements. Only this year about 40,000 vacancies has been created in public sector banks due to retirements, resignations, and expansion of business. Bank jobs are backed up by a huge wealth of diversity and almost every vacancy created in a bank incorporates some sort of banking element such as law, accounting, investment banking, taxes, public relations, customer relationship management etc. There are various positions available in banking sector out of which the two major ones are clerks and probationary officers (P.O.)/ management trainees (M.T.). Other opportunities available in the banking sector are financial managers, Bill and account collectors, bank tellers, loan officers, financial service representatives, bookkeeping and audit clerks.